A man stands on a suburban street holding a newspaper, looking at a severely damaged car with crumpled metal. Houses and trees are in the background.

Even though 49 states legally require drivers to purchase liability insurance, not everyone follows the law. Roughly one in seven drivers in the United States don’t have auto insurance, which is about 15% of all drivers. What happens if you’re involved in an auto accident with a driver who has no insurance? Think about it.…

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